/* Privacy Policy, Terms & Conditions and Refund Policy */
.policy-page { background: #f3f6fa; font-family: 'Mulish', sans-serif; color: var(--theme-ink); padding: 60px 0 80px; }
.policy-page i, .policy-page i:hover { margin: 0; font-size: inherit; color: inherit; }
.policy-page h2, .policy-page h3, .policy-page p, .policy-page li { font-family: 'Mulish', sans-serif; clear: none; }
.pol-wrap { max-width: 1200px; margin: 0 auto; padding: 0 16px; display: grid; grid-template-columns: 280px minmax(0, 1fr); gap: 32px; align-items: start; }

/* table of contents */
.pol-toc { position: sticky; top: 110px; background: #fff; border-radius: 18px; padding: 22px; box-shadow: 0 8px 24px rgba(11, 61, 120, .08); }
.pol-toc h2 { font-size: 13px; font-weight: 900; letter-spacing: 1px; text-transform: uppercase; color: #b77800; margin: 0 0 12px; }
.pol-toc ol { list-style: none; padding: 0; margin: 0; counter-reset: toc; }
.pol-toc li { counter-increment: toc; margin: 0; }
.pol-toc ol a { display: flex; gap: 10px; padding: 7px 8px; border-radius: 8px; font-size: 14px; font-weight: 700; color: #3b4652; text-decoration: none; line-height: 1.35; }
.pol-toc ol a::before { content: counter(toc, decimal-leading-zero); color: var(--theme-navy-2); font-weight: 900; }
.pol-toc ol a:hover { background: #f3f6fa; color: var(--theme-navy-deep); }
.pol-related { margin-top: 18px; padding-top: 16px; border-top: 1px solid #e6ebf1; display: flex; flex-direction: column; gap: 8px; }
.pol-related a { font-size: 14px; font-weight: 800; color: var(--theme-navy-2); text-decoration: none; display: flex; align-items: center; gap: 8px; }
.pol-related a:hover { text-decoration: underline; }

/* body */
.pol-body { background: #fff; border-radius: 18px; padding: 40px 44px; box-shadow: 0 8px 24px rgba(11, 61, 120, .08); }
.pol-meta { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 18px; }
.pol-meta span { display: inline-flex; align-items: center; gap: 8px; background: #fff5dc; color: #8a5a00; font-size: 13px; font-weight: 800; padding: 6px 14px; border-radius: 20px; }
.pol-intro { font-size: 17px; line-height: 1.75; color: #3b4652; margin: 0; }
.pol-summary { margin: 24px 0 0; background: #f3f6fa; border-left: 4px solid var(--theme-gold); border-radius: 0 12px 12px 0; padding: 16px 20px; }
.pol-summary strong { display: block; color: var(--theme-navy-deep); font-size: 15px; margin-bottom: 6px; }
.pol-summary p { margin: 0; font-size: 15px; line-height: 1.65; color: #3b4652; }
.pol-section { padding-top: 34px; margin-top: 34px; border-top: 1px solid #e6ebf1; scroll-margin-top: 110px; }
.pol-section h2 { font-size: 23px; font-weight: 900; color: var(--theme-navy-deep); margin: 0 0 14px; display: flex; align-items: baseline; gap: 12px; }
.pol-section h2 span { color: var(--theme-gold); font-size: 18px; }
.pol-section h3 { font-size: 17px; font-weight: 800; color: var(--theme-navy-2); margin: 20px 0 8px; }
.pol-section p, .pol-section li { font-size: 16px; line-height: 1.75; color: #3b4652; }
.pol-section p { margin: 0 0 12px; }
.pol-section ul { padding-left: 0; margin: 0 0 14px; list-style: none; }
.pol-section li { position: relative; padding-left: 26px; margin-bottom: 8px; list-style: none; }
.pol-section li::before { content: ""; position: absolute; left: 6px; top: 11px; width: 8px; height: 8px; border-radius: 50%; background: var(--theme-gold); }
.pol-section a { color: var(--theme-navy-2); font-weight: 700; text-decoration: none; }
.pol-section a:hover { text-decoration: underline; }

/* contact card at the end of each policy */
.pol-contact { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; margin-top: 8px; }
.pol-contact a, .pol-contact div { display: flex; align-items: center; gap: 12px; background: #f3f6fa; border-radius: 14px; padding: 14px 16px; text-decoration: none !important; }
.pol-contact i { width: 40px; height: 40px; flex: none; border-radius: 50%; background: var(--theme-navy-deep); color: var(--theme-gold) !important; display: flex; align-items: center; justify-content: center; font-size: 16px !important; }
.pol-contact small { display: block; color: #66727f; font-size: 12px; font-weight: 700; }
.pol-contact strong { display: block; color: var(--theme-navy-deep); font-size: 14px; font-weight: 800; word-break: break-word; }

@media (max-width: 991px) {
    .pol-wrap { grid-template-columns: minmax(0, 1fr); }
    .pol-toc { position: static; }
    .pol-contact { grid-template-columns: minmax(0, 1fr); }
}
@media (max-width: 575px) {
    .policy-page { padding: 32px 0 48px; }
    .pol-body { padding: 26px 20px; }
    /* the theme forces every h2 to 22px !important on phones */
    .pol-toc h2 { font-size: 13px !important; }
    .pol-section h2 { font-size: 20px !important; }
    .pol-intro { font-size: 16px; }
}